Tag

Consumer Protection

BL

Bharat Law Team

14 Jan·9 min read

The Glass House in Your Pocket: Why India’s Proposed Smartphone Rules Break the Trust Economy

In the quiet intimacy of our daily lives, there is perhaps no object more trusted, more inextricably bound to our personal narrative, than the smartphone. It rests on our nightstands as we sleep, it captures the first steps of our children, it holds the fragile threads of our financial security, and it acts as the repository for our most private thoughts and digital whispers. We have accepted a tacit social contract with the manufacturers of these devices: we trade a certain amount of data...

BL

Bharat Law Team

15 Jul·3 min read

Tightening the Leash: Judicial Scrutiny on Digital Lending Apps and the RBI's Regulatory Tightrope

India's digital lending sector faces increased scrutiny from both the judiciary and the RBI. A PIL in the Gujarat High Court targets predatory practices like usurious interest rates and coercive recovery methods. In response, the RBI's Digital Lending Directions aim to protect consumers by mandating direct fund flows, requiring a standardized Key Fact Statement (KFS) for transparency, and prohibiting apps from accessing a user's contact list or personal files without explicit consent.

You've read them all!