Foreign Direct Investment

On 21 December 2025, the President gave assent to the Sabka Bima, Sabki Raksha (Amendment of Insurance Laws) Act, 2025, marking a major statutory shift that raises the foreign direct investment cap in insurance to 100 percent, strengthens the supervisory powers of the Insurance Regulatory and Development Authority of India, mandates standardised KYC and digital record keeping, and creates stiffer penalties for breaches. The law reads like an invitation and a warning at the same time. The...